kati
Earn on every recharge

Recharge
made easy.

Airtime, data, electricity and TV in two taps, with cashback landing in your wallet after every recharge.

Recharge everything

Every recharge. One wallet.

Kati rewards

Cashback,
not points.

Every successful recharge pays you back in cash, straight into your Kati wallet. Spend it on the next top-up like money, because it is. No points, no vouchers, no expiry games.

Built for real life

The app that thinks ahead.

Auto-recharge on schedule

Set it once. Data renews and your meter tops up on schedule, before anything runs out at midnight.

Ask a friend to pay

Out of credit? Send a recharge request and anyone can pay it for you in one tap. No account needed to view it.

Buy for anyone

Recharge a contact’s line or meter straight from your phonebook. Prepaid tokens go to their phone by SMS.

Fund in seconds

Top up your wallet by bank transfer, card or USSD, then pay from balance everywhere.

Change your mind, keep your money

Cancel a still-pending recharge inside the safe window and every naira returns to your wallet instantly.

Locked to your device

One account, one device. PIN and biometric unlock mean only you can spend what’s in your wallet.

iOS & Android

Kati is live.

Download Kati free on iPhone and Android, and recharge in two taps.

How it works

Start in three steps.

  1. 01
    Sign up with your phone

    Enter a Nigerian number. We send a one-time code by SMS. No card, no paperwork.

  2. 02
    Fund your wallet

    Top up by bank transfer, card or USSD in seconds and pay from balance everywhere.

  3. 03
    Recharge in two taps

    Pick a service and amount. Recharge. Cashback drops into your wallet on success.

Support

Help when you need it.

Anything to do with your account, a recharge you are unsure about, or a question you just want answered. Start a chat and we will take it from there.

Cashback on every recharge Recharges land in seconds Automatic refunds if one fails Help whenever you need it

Recharge in two taps.

Download Kati free on iPhone and Android, and get cashback on every recharge.